Buying your dream home doesn’t always mean paying the full purchase price upfront. With a mortgage, you can secure your home today while spreading the cost over several years. One of the first questions many buyers ask is:
At The Greens Estate, we work with trusted mortgage partners to help both local and diaspora buyers understand their financing options and make homeownership more accessible.
How Much Deposit Is Typically Required?
Most mortgage providers in Ghana require a deposit of 20% to 30% of the property’s purchase price, while financing the remaining 70% to 80% through a mortgage loan. The exact amount depends on the lender, your income, the property’s value, and your financial profile.
for example:
Property Price: $100,000
- Deposit (20%): $20,000
- Mortgage: $80,000
- Monthly repayments: Based on your agreed repayment period and interest rate.
More Than Just Mortgage Support
At The Greens Estate, we don’t simply sell homes—we help buyers navigate the financing process from start to finish.
When you purchase a home with us, you benefit from:
- Guidance throughout the mortgage application process
- Access to trusted mortgage financing partners
- Support for both Ghana-based and diaspora buyers
- Flexible financing options, including mortgage and developer installment plans, depending on your circumstances.
Mortgage or Installment Plan?
A traditional mortgage isn’t always the only option.
Depending on your financial goals, an installment plan may offer greater flexibility with a shorter repayment period and fewer approval requirements, while a mortgage can spread payments over a much longer period. Our team will help you determine which option best fits your needs.
Buying from Abroad? We’ve Got You Covered.
Many Ghanaians living abroad assume they must return home before purchasing property—but that’s not the case.
The Greens Estate assists diaspora buyers by:
- Supporting applications using eligible foreign income
- Connecting buyers with suitable financing options
- Providing guidance throughout the purchase process
- Helping buyers secure homes remotely where applicable.
Why Choose The Greens Estate?
When you choose The Greens Estate, you’re investing in more than a house—you’re joining a thoughtfully planned gated community in Tema Community 25 designed for comfortable family living.
Residents enjoy:
- 24-hour security
- Swimming pool
- Fully equipped gym
- Multipurpose sports court
- Solar-powered street lighting
- Professional property management
- Beautiful landscaped surroundings.
Whether you’re purchasing your first home, upgrading your lifestyle, or investing from abroad, our team is here to help you find a financing solution that works for you.
Learn more about our mortgage options here:
Or contact our sales team today:
📞 +233 54-010-2102
Book a private viewing and let us help you take the next step toward owning your dream home.
